Peoples Health Choices Gold (HMO-POS) | 2025
H1961-017
A Medicare Advantage plan with Part D prescription drug coverage. Available in the following parishes: Acadia, Bossier, Caddo, Calcasieu, Cameron, Evangeline, Iberia, Lafayette, Ouachita, Rapides, St. Landry, St. Martin, Vermilion
$0
Primary Care
Provider Visit
$45/Quarter
Over-the-Counter
Items Allowance
$0
Dental Exams, Cleanings
& X-rays
$0
Primary Care
Physician Visit
$0
Dental Exams,
Cleanings & X-rays
$45/quarter
Over-the-Counter
Items Allowance
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Plan Highlights | 2025
$0 Primary
Care Visits
$0
Dental Exams,
Cleanings & X-rays
$45 Over-the-Counter
Allowance per Quarter
$0
Respite Care
Services
$0
Fitness Benefit
$0
Eyeglasses
or Contacts**
$0 Tier 1 & 2Â
Drug Coverage*
$0 Meals
After Inpatient
Hospital Stay
*$0 tier 2 drugs available by preferred mail-order as a 100-day supply.
**$0 Standard Eyeglass Lenses; Allowance Amount for Eyeglass Frames or Contacts
Plan Benefits | 2025
The benefits below are available with this Medicare Advantage plan. For a full list of benefits, please see the Evidence of Coverage for this plan.
| Peoples Health Choices Gold (HMO-POS) | Your Cost |
| Monthly Plan Premium | $0 |
| Doctor Visits | |
| Primary Care Provider Visit | $0 |
| Specialist Visit | $30 |
| Virtual Medical Visit | $0 |
| Preventive Care+ | |
| Pap Smears, Pelvic Exams, Mammograms | $0 |
| Prostate & Colorectal Cancer Screenings | $0 |
| Vaccinations (flu, pneumonia, hepatitis B, COVID-19)++ | $0 |
| Labs & Tests+ | |
| Lab Services | $0 |
| Diagnostic Procedures/Tests | $50 |
| X-rays | $35 |
| Advanced Imaging (MRI, MRA, CT, CTA, PET scans, etc.) | $170 |
| Outpatient Surgery | |
| Surgery (outpatient hospital or ambulatory surgical center) | $195 |
| Inpatient Hospital Care perAdmission | |
| Inpatient Deductible | $0 |
| Inpatient Stay per Day | $195 for days 1-10 $0 for days 11 and beyond |
| Emergency Care, Urgent Care & Emergency Transportation^ | |
| Emergency Care | $125 |
| Urgently Needed Care | $55 |
| Emergency Ambulance Services per one-way trip (ground or air) | $290 |
| Worldwide (out of U.S.) Emergency Care, Urgent Care and Emergency Transportation (to nearest facility) | $0 |
| Home Health & Skilled Nursing Facility Care | |
| Home Health | $0 |
| Skilled Nursing Facility Care per Day (semiprivate room and board) | $0 for days 1-20 $203 for days 21-100 |
| Outpatient Services & Supplies | |
| Occupational, Physical or Speech Therapy Visit | $20 |
| Durable Medical Equipment - DME (wheelchairs, oxygen, etc.) | 20% coinsurance |
| Diabetes Monitoring Supplies (test strips, monitor, etc., from a DME provider or retail pharmacy) | $0 |
| Mental Health & Substance Abuse Treatment | |
| Inpatient Mental Health Care per Day | $195 for days 1-10 $0 for days 11-90 |
| Outpatient Mental Health Visit | $25 individual $15 group |
| Outpatient Substance Abuse Visit | $25 individual $15 group |
| Mental Health or Substance Abuse Treatment Telehealth Individual Visit | $0 |
| Costs listed are based on use of network providers. Authorization is required for certain services. +Office visit copay may apply. ++You will pay a $0 copay for most Part-D covered vaccines, including Shingrix, from network providers. ^Emergency care copay waived if admitted to inpatient hospital care within 24 hours for the same condition. | |
100-day supplies of maintenance medications on tiers 1, 2 and 3 are available at retail pharmacies and by mail order.
You will pay a maximum of $35 for each 1-month supply of Part D-covered insulin drugs through all drug payment stages, except the catastrophic coverage stage, where you pay $0.
You will pay a $0 copay for most Part D-covered vaccines, including Shingrix.
| Deductible Stage | $255 deductible for tiers 3-5 | |
| Initial Coverage Stage | 30-Day Supply | 100-Day Supply |
| Tier 1 | $0 | $0 |
| Tier 2 | $10 | $0 (preferred mail order) |
| Tier 3 | $47 | $141 |
| Tier 4 | $100 | 30-day supply only |
| Tier 5 | 30% coinsurance | 30-day supply only |
The Medicare Prescription Payment Plan: Starting Jan. 1, 2025, if you spend more than $2,000 for covered Part D prescription drugs each year, you may want to participate in the Medicare Prescription Payment Plan. This payment plan spreads your out-of-pocket prescription drug costs over the remainder of the calendar year. Learn more about the Medicare Prescription Payment Plan.
| Peoples Health Choices Gold (HMO-POS) | Your Cost |
| Over-the-Counter Items | |
| $45 Allowance per Quarter | $0 |
| Meals After Inpatient Hospital Stay | |
| Up to 28 Meals Over 14 Days | $0 |
| Vision Services | |
| Routine Eye Exam | $0 |
| Eyeglass Lenses (every two years) | $0 to $153 |
| Frames or Contact Lenses (every two years) | $300 allowance |
| Hearing Services | |
| Routine Hearing Exam | $0 |
| Hearing Aids | $199 - $1,249 for each prescription hearing aid device $99 - $829 for each OTC hearing aid device |
| Respite Care | |
| Members diagnosed with dementia may be eligible for a maximum of 12 respite care sessions per year from the network respite care provider | $0 |
| Dental - $2,000 Coverage Maximum | |
| Dental - Preventive (X-rays, cleanings, exams, fluoride - coverage frequency varies) | $0 |
| Dental - Comprehensive/Restorative | $0 |
| Dental – Bridges or Dentures | 50% coinsurance |
| Fitness | |
| Health Clubs, Online Classes, Brain Health Exercises and More | $0 |
Notes:
Costs listed are based on use of network providers.
Authorization is required for certain services.
Doctor and Hospital Coverage
| Peoples Health Choices Gold (HMO-POS) | Your Cost |
| Monthly Plan Premium | $0 |
| Doctor Visits | |
| Primary Care Provider Visit | $0 |
| Specialist Visit | $30 |
| Virtual Medical Visit | $0 |
| Preventive Care+ | |
| Pap Smears, Pelvic Exams, Mammograms | $0 |
| Prostate & Colorectal Cancer Screenings | $0 |
| Vaccinations (flu, pneumonia, hepatitis B, COVID-19)++ | $0 |
| Labs & Tests+ | |
| Lab Services | $0 |
| Diagnostic Procedures/Tests | $50 |
| X-rays | $35 |
| Advanced Imaging (MRI, MRA, CT, CTA, PET scans, etc.) | $170 |
| Outpatient Surgery | |
| Surgery (outpatient hospital or ambulatory surgical center) | $195 |
| Inpatient Hospital Care perAdmission | |
| Inpatient Deductible | $0 |
| Inpatient Stay per Day | $195 for days 1-10 $0 for days 11 and beyond |
| Emergency Care, Urgent Care & Emergency Transportation^ | |
| Emergency Care | $125 |
| Urgently Needed Care | $55 |
| Emergency Ambulance Services per one-way trip (ground or air) | $290 |
| Worldwide (out of U.S.) Emergency Care, Urgent Care and Emergency Transportation (to nearest facility) | $0 |
| Home Health & Skilled Nursing Facility Care | |
| Home Health | $0 |
| Skilled Nursing Facility Care per Day (semiprivate room and board) | $0 for days 1-20 $203 for days 21-100 |
| Outpatient Services & Supplies | |
| Occupational, Physical or Speech Therapy Visit | $20 |
| Durable Medical Equipment - DME (wheelchairs, oxygen, etc.) | 20% coinsurance |
| Diabetes Monitoring Supplies (test strips, monitor, etc., from a DME provider or retail pharmacy) | $0 |
| Mental Health & Substance Abuse Treatment | |
| Inpatient Mental Health Care per Day | $195 for days 1-10 $0 for days 11-90 |
| Outpatient Mental Health Visit | $25 individual $15 group |
| Outpatient Substance Abuse Visit | $25 individual $15 group |
| Mental Health or Substance Abuse Treatment Telehealth Individual Visit | $0 |
| Costs listed are based on use of network providers. Authorization is required for certain services. +Office visit copay may apply. ++You will pay a $0 copay for most Part-D covered vaccines, including Shingrix, from network providers. ^Emergency care copay waived if admitted to inpatient hospital care within 24 hours for the same condition. | |
Part D Prescription Drug Coverage
100-day supplies of maintenance medications on tiers 1, 2 and 3 are available at retail pharmacies and by mail order.
You will pay a maximum of $35 for each 1-month supply of Part D-covered insulin drugs through all drug payment stages, except the catastrophic coverage stage, where you pay $0.
You will pay a $0 copay for most Part D-covered vaccines, including Shingrix.
| Deductible Stage | $255 deductible for tiers 3-5 | |
| Initial Coverage Stage | 30-Day Supply | 100-Day Supply |
| Tier 1 | $0 | $0 |
| Tier 2 | $10 | $0 (preferred mail order) |
| Tier 3 | $47 | $141 |
| Tier 4 | $100 | 30-day supply only |
| Tier 5 | 30% coinsurance | 30-day supply only |
The Medicare Prescription Payment Plan: Starting Jan. 1, 2025, if you spend more than $2,000 for covered Part D prescription drugs each year, you may want to participate in the Medicare Prescription Payment Plan. This payment plan spreads your out-of-pocket prescription drug costs over the remainder of the calendar year. Learn more about the Medicare Prescription Payment Plan.
Additional Benefits
| Peoples Health Choices Gold (HMO-POS) | Your Cost |
| Over-the-Counter Items | |
| $45 Allowance per Quarter | $0 |
| Meals After Inpatient Hospital Stay | |
| Up to 28 Meals Over 14 Days | $0 |
| Vision Services | |
| Routine Eye Exam | $0 |
| Eyeglass Lenses (every two years) | $0 to $153 |
| Frames or Contact Lenses (every two years) | $300 allowance |
| Hearing Services | |
| Routine Hearing Exam | $0 |
| Hearing Aids | $199 - $1,249 for each prescription hearing aid device $99 - $829 for each OTC hearing aid device |
| Respite Care | |
| Members diagnosed with dementia may be eligible for a maximum of 12 respite care sessions per year from the network respite care provider | $0 |
| Dental - $2,000 Coverage Maximum | |
| Dental - Preventive (X-rays, cleanings, exams, fluoride - coverage frequency varies) | $0 |
| Dental - Comprehensive/Restorative | $0 |
| Dental – Bridges or Dentures | 50% coinsurance |
| Fitness | |
| Health Clubs, Online Classes, Brain Health Exercises and More | $0 |
Notes:
Costs listed are based on use of network providers.
Authorization is required for certain services.
Find Doctors, Medications & More | 2025
Important Documents | 2025
Plan Overview for Peoples Health Choices Gold – An overview of plan benefits
Annual Notice of Changes for Peoples Health Choices Gold – A summary of plan benefit changes compared to the previous year and other important plan details
Evidence of Coverage for Peoples Health Choices Gold – Information about plan benefits, membership, covered and noncovered services, member rights and responsibilities, and other important plan details
Summary of Benefits for Peoples Health Choices Gold – A general summary of plan benefits
Vendor Information – A listing of providers offering benefit-related services
How to Enroll | 2025
Online
Enrolling online only takes about 20 minutes. You’ll need your red, white and blue Medicare card to complete the online application.
By Phone
Call toll-free at
1-800-978-9765, seven days a week, from 8 a.m. to 8 p.m.
TTY users may call 711.
A plan representative will help you. You can also request an enrollment packet.
By Appointment
Call toll-free at
1-800-978-9765, seven days a week, from 8 a.m. to 8 p.m.
TTY users may call 711.
A sales representative will schedule an appointment
with you.