Medicare Enrollment Periods

Medicare’s Annual Enrollment Period is October 15 – December 7.

There are exceptions that may allow you to enroll in a Medicare Advantage plan outside of this period.

If you are turning 65 and becoming eligible for Medicare, you can enroll in a Medicare Advantage plan:

  • Up to 3 months before the month of your birthday with coverage beginning the first day of your birth month
  • The month of your birthday with coverage beginning the first day of the following month
  • Up to 3 months after the month of your birthday with coverage beginning the first day of the month following your enrollment

Enrollment Period Exceptions

Typically, you may enroll in a Medicare Advantage plan only during the annual enrollment period from October 15 through December 7 of each year. There are exceptions that may allow you to enroll in a Medicare Advantage plan outside of this period.

  • You recently had a change in your Medicaid (newly got Medicaid, had a change in level of
    Medicaid assistance or lost Medicaid).
  • You recently had a change in your extra help paying for Medicare prescription drug coverage
    (newly got extra help, had a change in the level of extra help, or lost extra help).
  • You have both Medicare and Medicaid or the state helps pay for your Medicare premiums.
  • You get extra help paying for Medicare prescription drug coverage.
  • You were enrolled in a special needs plan (SNP), but you have lost the special needs qualification required to be in that plan.
  • You recently moved outside of the service area for your current plan or you recently moved and this plan is a new option for you.

Other reasons include…

  • You are moving into, live in or recently moved out of a long-term care facility (for example, a nursing home or long-term care facility).
  • You recently left a PACE program.
  • You recently involuntarily lost your creditable prescription drug coverage (coverage as good as Medicare’s).
  • You are leaving your employer or union coverage.
  • You belong to a pharmacy assistance program provided by your state.
  • Your plan is ending its contract with Medicare, or Medicare is ending its contract with your plan.
  • You were recently released from incarceration.
  • You recently returned to the United States after living permanently outside of the U.S.
  • You recently obtained lawful presence status in the United States.
  • You were enrolled in a plan by Medicare (or the state), and you want to choose a different plan.
  • You were affected by a weather-related emergency or major disaster (as declared by the
    Federal Emergency Management Agency (FEMA)).
3 months before and three months after the month of your birthday

Questions about enrollment?

If one of the above statements applies to you, please contact Peoples Health at 1-800-978-9765 (TTY users should call 711) to see if you are eligible to enroll. We are open seven days a week, from 8 a.m. to 8 p.m. If you contact us on a weekend or holiday, you may need to leave a message, but we will return your call within one business day.

PART B Enrollment

If you have Medicare Part A but did not enroll in Part B, the Part B General Enrollment Period is from January through March. You then have until June 30 to join a Medicare Advantage plan for additional benefits starting in July.