We want to help you navigate the world of Medicare and understand the choices available to you.
Our Medicare Advantage plans are contracted by the Centers for Medicare & Medicaid Services, the federal agency that administers Medicare. When you join one of our plans, Medicare pays Peoples Health to administer your Medicare benefits.
Medicare pays plans bonus money when they reach higher star ratings. Peoples Health is Louisiana’s highest-rated Medicare health plan for 2019. We use our bonus payments from Medicare to provide additional benefits to our members to help them be as healthy as possible.
Peoples Health saves money by keeping people healthy. Healthier people have lower health care costs, which is why we put so much emphasis on wellness programs, early detection, preventive medicine and coordination of care. We pass the savings back to our members through enhanced benefits.
In general, people with Medicare can change the way they receive their Medicare benefits for next year during the annual enrollment period from October 15 through December 7. There are exceptions — for instance, if you are eligible for Medicaid, there are additional times of the year when you can switch.
There is also an open enrollment period from January 1 through March 31. During this period, you can make one change to how you receive your Medicare benefits (for example, by changing from one plan to another or by returning to Original Medicare).
To have health care coverage other than Original Medicare, to have prescription drug coverage or to have a Medigap policy, you need to take action immediately after you disenroll (e.g., by enrolling in another plan or by buying a Medigap policy).
If you return to Original Medicare and want prescription drug coverage, you must join a Medicare prescription drug plan. If you do not enroll in another Medicare Advantage plan with prescription drug coverage or a Medicare prescription drug plan, you may have to pay a late enrollment penalty if you enroll in a Medicare plan with prescription drug coverage in the future.
Note: If you have both Medicare and Medicaid, Medicare will automatically enroll you in a prescription drug plan unless you notify the plan that you do not want to enroll.
If you choose to return to Original Medicare, you may have a special temporary right to buy a Medigap policy, also called Medicare supplement insurance. If you have questions about Medigap or Medigap rights in Louisiana, contact Senior Health Insurance Information Program, also known as SHIIP, at 1-800-259-5300. You can also call Medicare at 1-800-MEDICARE (1-800-633-4227), 24 hours a day, seven days a week. TTY users should call 1-877-486-2048.