Choices Plus is not a standard Medicare health plan. Unlike other Medicare health plans, Choices Plus is a triple-option health plan. As a member you can access your benefits in one of three ways:
Choice 1 (PCP-Team Coordinated) - You select a Primary Care Physician (PCP) from the Choices Plus provider network when you enroll. Office visits to your PCP cost just $5, and your PCP-referred visits to specialists within your Physician Team are only $10. - Choice 2 (Self Refer In-Network) - You can see any specialist in the Choices Plus network without a referral from your PCP with only a $25 copayment for each visit.
- Choice 3 (Self Refer Out-of-Network) - You can go to a non-participating or an out-of network provider without a referral from your PCP and still receive Medicare-level benefits.
You pay no additional premium for Choices Plus, but you receive MORE benefits than with Original Medicare, including 100% coverage for many services with NO Medicare deductibles. This includes ...
- 100% coverage for Medicare-approved hospital stays
- Primary Care Physician visits for only $5
- Specialist physician visits for only $10
- Self-referred physician visits for only $25
- Emergency care coverage worldwide
- Prescription drug coverage
- Unlimited prescription drug coverage including brand-name and generic drugs
- Dental Coverage
Plus, you'll save even more with these additional benefits:
- Vision coverage (eye exam and one pair of glasses or contacts per year)
- Hearing and massage therapy services discounts
- Health club membership and fitness classes at no cost to you
And much more ... all for no additional cost beyond what you pay now for Medicare Part B!